RBL Credit Cards – How to Earn and Redeem Reward Points?

Rinku BhattacharjeeCredit CardLeave a Comment

Planning to apply for an RBL credit card and want to know about the rewards it offers? Credit card applicants look for a number of factors before deciding to go with a company’s product. Aside from the overall cost, additional perks are also considered as a valid parameter, based on which people choose credit card brands. If you are the same way, you would be happy to know that RBL Bank offers its credit cardholders an exclusive loyalty programme to reward them with a range of personalized gifts. Here, we will discuss how to earn and how to redeem rewards points with your RBL card.

RBL credit card rewards programme

You automatically get enrolled into the rewards programme when you get your RBL credit card. However, you will have to activate your online account to take full advantage of the perks that the card offers. You can easily activate your account by visiting the official website of RBL bank. Here you have to log in using your card and account details. After logging in, you need to provide some information to complete the process. You can also give RBL rewards customer care a call to activate your account. You can earn reward points by using your RBL credit card for various transactions.

How to earn reward points with RBL credit card?

RBL bank offers a huge variety of credit cards to its audience. Each card fulfils a specific purpose, fits a particular target group and offers a set of perks. You can earn an unlimited number of reward points depending on the particular card you have. To give you an overview of the points you can earn through the RBL rewards programme, we have constructed a quick list of the different credit cards and the rewards they offer. Take a look.

Type of RBL Credit Card

Reward Points You Can Earn

Insignia Preferred Banking World Credit Card You get 5 reward points for every Rs. 100
IGU NHS Golf World Credit Card You get 2 reward points for every Rs. 100
Fun+ Credit Card You get 10 reward points for every Rs. 100 you spend at Pizza Hut, KFC outlets or on BookmyShow.com

You get 1 reward point for every Rs. 100 (fuel purchase does not count)

Platinum Delight Credit Card You get 2 reward points for every Rs. 100

You can earn double reward points on weekends

You may earn up to 4000 reward points for using the card within two months of issuance

 

Platinum Maxima Credit Card You can earn 2 reward points for every Rs. 100

You may earn up to 8000 reward points for using the card within two months of issuance

5X reward points for making international purchases, and for transactions related to fuel, entertainment, dining and utility bills payment.

Titanium Delight Credit Card You can get 1 reward point for every Rs. 100

Welcome gift worth of 3000 Reward Points Bonus

20X reward points for shopping at Big Bazaar on Wednesdays

Platinum Cricket Credit Card You get 4 runs for every Rs. 100
Classic Shopper Credit Cards You get 2 reward points for every Rs. 100
Classic Rewards Credit Cards You get 4 reward points for every Rs. 100 you spend in India

You may get 8 reward points for every Rs. 100 you spend abroad

Classic Platinum Credit Cards You get 2 reward points for every Rs. 100 you spend in India

4 reward points for every Rs. 100 you spend abroad

How to redeem reward points on your RBL credit card?

Once you have collected enough reward points, you can redeem them to purchase a number of items. You can easily redeem your reward points online by following these steps:

  • Visit RBL Bank’s official website and go to the Rewards page.
  • Login using your username and password.
  • Select the category of gifts where you would like to spend your reward points (you can choose from options such as recharge, travel, shopping or gifts).
  • After choosing the category, you need to click on the option for “Redeem Points.” You need to decide how many points you want to redeem.
  • You will receive an OTP or one-time password on your registered mobile number.
  • You need to input the OTP correctly in the relevant field and proceed to complete the process and redeem the points.

Remember, RBL credit card reward points carry a validity of 24 months from the date of accrual. Therefore, you need to redeem your points within that time or they will become invalid. When making a purchase using your reward points, if you find that you are a few reward points short, you can use your RBL credit card to buy those additional few reward points and purchase the item.

Where can spend your RBL reward points?

Now that you know about how much reward points you can earn on which cards and how you can redeem those points, you must be excited to find out where you can spend all those points that you have earned. You can spend your reward points on items such as vouchers and gifts in the following category:

  • Insignia Preferred Banking World Credit Card – handpicked collection
  • Personalized gifts
  • Hotels
  • Flights
  • Vouchers
  • Shopping gifts
  • Mobile recharge

You can also go through the online rewards catalogue to see the various options you have when it comes to redeeming and spending your reward points. You will get plenty of options by looking at this catelogue. If you have your eye on a particular product, you can plan how to earn the required reward points.

What is the Insignia Preferred Banking World Credit Card handpicked collection?

If you have the Insignia Preferred Banking World Credit Card from RBL bank, you will have access to the exclusive rewards program called Handpicked Collection. As an Insignia cardholder, you can redeem your reward points on vouchers from renowned brands, luxury vacations and accessories from an exclusive collection. You can also choose gifts from the Platinum and Titanium rewards catalogue.

If you are thinking of getting a new RBL credit card, do not forget to compare the different perks each card offers. A little bit of research can go a long way, and you can end up with the best RBL credit card for your needs.

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