Want to earn and redeem HDFC credit card rewards? We can show you how to do it right! Being one of the leading banking and financial services company in India, HDFC offers a range of credit cards. Each one has some unique features and excellent perks to offer. Under the MyRewards credit card rewards programme, HDFC allows users to earn points for purchasing with their card. The type and earn rate of the reward points can vary from one card to another, which is why it is crucial to know which card offers what type of rewards.
If you have decided to get an HDFC credit card, you should conduct a thorough research to find out all the different cards that may be suitable for your needs. Once you have a list, you should weigh the options by using a credit card comparison tool and then decide on the one that will be ideal for you. Do not forget to factor in the aspect of reward points when comparing your top choices.
Earning enough points before you can redeem HDFC credit card rewards
As mentioned above, you get to earn reward points every time you make a purchase using your credit card. Therefore, the more you use your HDFC credit card, the more reward points you can earn. Depending on the specific card you own, you may also get welcome points. If you use your card for the first time within 90 days, HDFC will give you a reward point bundle. On the other hand, if you spend a particular amount on your card in a year, you will get additional reward points. Here, we will look at the most popular HDFC credit cards and the rewards they offer.
HDFC Credit Card
|Diners Club Rewardz||3 points for each Rs. 150 you spend||6 points for each Rs. 150 you spend on retail shopping from the website of HDFC Bank Diners Club|
|Diners Club Premium||4 points for each Rs. 150 you spend||8 points for each Rs. 150 you spend on retail shopping from the website of HDFC Bank Diners Club|
|Diners Club Black||5 points for each Rs. 150 you spend on retail products||10 points for each Rs. 150 you spend on retail shopping from the website of HDFC Bank Diners Club|
|JetPrivilege HDFC Bank World||6 JPMiles for each Rs. 150 you spend||18 JPMiles every time you book a flight from Jet Airways website|
|JetPrivilege HDFC Bank Diners Club Credit Card||8 JPMiles for each Rs. 150 you spend||3X JPMiles earned from every flight you book from Jet Airways website|
|Titanium Times Card||2 points for each Rs. 150 you spend||5 points on each Rs. 150 you spend on dining from Monday to Friday|
|Platinum Times Card||3 points for each Rs. 150 you spend||10 points for each Rs. 150 you spend on dining on weekdays|
|Maruti Suzuki NEXA HDFC Bank AllMiles||3 points for each Rs. 150 you spend on retail goods||6 points for each Rs. 150 you spend on MyNEXA|
|AllMiles||3 points for each Rs. 150 you spend on retail goods||NA|
|Solitaire||3 points for every Rs. 150 you spend||4.5 points every time you dine out|
|Superia||3 points for every Rs. 150 you spend||4.5 points every time you dine out|
|Regalia||4 points for each Rs. 150 you spend||8 points for each Rs. 150 you spend for bookings from the website of HDFC Bank Regalia
8 Points for each Rs. 150 you spend on dining, booked from Air Vistara website
|Infinia||10 points for each Rs. 150 you spend for booking from hdfcbankinfinia.myrewardz.com||2X points for booking a hotel stay, flight tickets, and DTH and mobile recharge from the website of HDFC Bank Infinia|
|Business MoneyBack||2 points for each Rs. 150 you spend||3X points on spends related to business|
|Platinum Plus||2 points for each Rs. 150 you spend||3 points for each Rs. 150 and over Rs. 50,000 spent in each statement cycle|
|Visa Signature||2 points for each Rs. 150 you spend||3 points for each Rs. 150 and over Rs. 75,000 spent in each statement cycle|
|World MasterCard||2 points for each Rs. 150 you spend||3 points for each Rs. 150 and over Rs. 75,000 spent in each statement cycle|
|Teacher’s Platinum||2 points for each Rs. 150 you spend||3X points for weekend shopping
500 bonus points on Teacher’s Day
|Doctor’s Superia||3 points for each Rs. 150 you spend||4.5 points for dining out|
|Snapdeal HDFC Bank||4 points for each Rs. 150 spent on any one category of choice
2 points for each Rs. 150 spent on all other purchases
|6 points for each Rs. 150 for all purchases made on Snapdeal|
Redeeming HDFC credit card rewards – the easiest methods
To be able to redeem your HDFC credit card reward points, you have to have at least 500 points in your account. Once you have acquired the necessary amount of rewards, you can redeem the points for purchases. There are various ways to redeem your HDFC credit card points. Let’s discuss some of them.
Redeem points online:
If you want to redeem your HDFC credit card points from the comfort of your home, the online rewards redemption method is the ideal one for you. To do this, you have to:
- Visit the net banking portal of HDFC and log into your account.
- Select the option for “credit cards.”
- If you have not yet registered your credit card, you need to click on the option called “register new card”. You can find it in the side navigation bar.
- After registering your card, you will be ready to redeem your points. You need to click on the option called “Redeem Reward Points.”
- Select the credit card you have from the list and hit “continue.”
- You will then be taken to the online rewards redemption portal. Again, you need to select “redeem reward points”
- Choose the option for “Points Range” and then your preferred “item category.”
- Select the items you want to buy and add them to the cart.
- Once done selecting, review items selected from the shopping cart and finalize the purchase.
- Go through the terms and conditions and accept the same by checking the box.
- Hit “redeem” to complete the process.
Once you complete the rewards redemption process, you will receive a Redemption Order Number on the screen. You must note it down. In case of issues, do not complete the redemption process and call up customer care.
Customer care service:
You can also redeem your points by calling the customer care line of HDFC bank. The representative will then guide you through the process of redeeming your credit card points.
You can download the form for Rewards Redemption. You can fill up the form and send the same to the customer care address of HDFC credit card. They will get back to you with your reward.
This feature allows you to use your reward points to buy discount coupons for the products you want to buy from the Rewards Catalogue. The reward points will reduce the amount you have to pay for these items. However, this feature is only available on specific products available in the Catalogue.
The HDFC credit card reward program allows you to collect enough points just for using your credit card on a daily basis. You can then spend these points to buy gift vouchers, products, air miles, and discounts. The bank has also partnered with airlines, brands, hotels, retail stores, charities and food outlets to provide you with a ton of options to spend your reward points on.