Interest rates have decreased from 11.25% in 2012 to a low of 8.20% now in 2017. So, doing a home loan balance transfer at the new interest rate can save one a lot of money in interest paid. Here is a step by step guide on how to transfer your home loan balance and get the best possible interest rate … Read More
Things to Know Before Applying for Your First Credit Card
Credit card is the first credit/loan product for many of us. It is the first step in building your credit history. Credit cards help with building and improving the credit score if used wisely. Building credit history has become ever more important as all banks are basing their loans on the credit scores. A good credit history can potentially save … Read More
Personal Loans: When Should You Get a Personal Loan?
Personal loan is one of the fasted growing loan product in India with 15% annualized growth rate. Banks and NBFCs have become very competitive at offering personal loans and targeting customers. It could be tempting to go for a personal loan to get some quick cash for an impulse purchase but one should evaluate the cost of the loan vs … Read More
Travelling Abroad? All You Need to Know About Forex.
Travelling abroad is fun as you discover new places, cultures and food. Technology has made it very easy and seamless to move across borders and spend money. Travellers now have much more and much better options to manage their forex requirements when they travel outside the country. Let’s look at the 4 most popular options to pay while you are … Read More