Personal Loans

ICICI Bank


Fintown Rating
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Interest Rate: 17.99% Processing Fee : Rs 1500 APR : 22% Pre Closure Fee : 600 %

Ideal For : Credit Score 700-800+, Annual Income : 500000 +
Fees and other charges
  • Signed application form with photograph
  • Copy of passport/voter ID card/driving license
  • Processing fee cheque
  • Salaried: Latest 3 months Bank Statement (where salary/income is credited)
  • Self Employed: Latest 6 months Bank statement

Eliglibility
  • Employed:
  • Min Salary:Rs 32 %
  • Min Credit Score:700-800 %
  • Min Disposable Income:180000 %


Loan Details
  • Interest Rate: 10.99% to 17.99%
  • Processing Fees: Rs.1499 + applicable tax to 2.25% of the loan amount
  • Loan Tenure: 1 year to 5 years
  • Pre-closure Charges: Preclosure permitted after 6 months. 5% of principal outstanding (plus GST)
  • Guarantor Requirement: No guarantor required

Fees and other charges
  • Processing Fees: Rs 1500
  • Pre Closure Fees:600 %
  • Part Payment Fees:4 %
  • Late Payment Fees:5 %


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